As a New Contractor, What Is and Isn't Covered by Public Liability Insurance?

If you are a skilled tradesperson and have decided to set up as a new contractor, you need to pay careful attention to insurance. While you know that you will need public liability insurance, it's important to understand what this is and, crucially, what it is not. So, how can you ensure that you get the best protection possible? Understanding Public Liability Insurance Public liability insurance is essential for a contractor.

Is Your Business Really Prepared For a Cyber Attack?

Did you know that more than 300 billion emails are sent and received each day around the globe? Your business may receive more than its fair share of them, and your employees may have individual email boxes that always appear to be full. With so much coming in daily and seeing as your employees are busy anyway, certain dangers lurk within those email boxes. What will happen if one of your employees inadvertently opens a "

A Guide On Restaurant Insurance Covers

If you run a restaurant, you might be worried about the devastating effect of a fire or burglary on your establishment. Given that most businesses are recovering from the impact of the COVID-19 pandemic, you might not have the resources required to get the restaurant back on its toes. Insurance coverage will offer a financial cushion when these unforeseen events occur. Below is a guide detailing the various insurance covers your business might need and how you can manage them.

Essential Tips for Reducing Public Liability Insurance Premiums

Most startup companies understand that certain insurance policies are a legal requirement. Thus, there is a tendency to ignore insurance covers that are not a statutory requirement. An excellent example of such a policy is public liability insurance. However, failure to take a public liability cover exposes your company to a myriad of risks. If your business interacts with the public daily, it is highly advisable to take up public liability insurance.

A Guide On Business Insurance

Do you need business insurance? Besides ensuring you meet statutory and professional organisation obligations, business insurance shows that you mind your client's welfare. It also protects your business from liability after accidents. Below are some essential tips for businesses that might want to get business insurance.  Reduce Business Risks The secret to managing your business insurance is ensuring your business is risk-free. Once you take a cover, the insurance company will visit your premises to evaluate the risks.